Affirm: Buy now, pay over time App Reviews

Love the App. Needs to add more stores

Just need to add more stores.

This company, along with the app and website are very well put together. The user interface on the app is ridiculously simple and to the point, the website is great as well with regards to cutting out all the fluff and just giving you the basic and most important points. Transparency with payment and policy is a big reason I am a fan, this is a great tool for times when you have unexpected expenses, or when you want to finance something in the short or long term, but still having the option to pay off the loan early without penalty and allowing you to reduce your overall interest payment. Accessing your account is secure since they generate the password as you request access, not an easy hack, given the current state of cyber security, this is a reassuring style of logging in.

This worked out great and the AP made it easy.

Great way to use and build credit. The more you pay the more credit you get. Received 2000 off the bat low interest.

Easy to access information

Love this app, very simple and convenient to pay your loan.

The app has made using Affirm so easy, to make purchases and make payments. Have not had any problems at all.

This is a great way to break larger purchases into smaller more manageable payments. Costs and extra few $, but its super clear how much extra.

I have an iPhone 6s Plus... App does not work.. Nothing happens

I downloaded the app but I couldnt even get past the login screen. Good concept- too bad the app is terrible.

Ditto all previous comments. Beta testers, folks. Dont release software without a thorough testing process. >_<

If I could get to open so I can review how it works. Please fix the problem.

Honestly its so easy to use. A couple clicks and I have a card ready to go. So excited they have an app! Im really surprised by the other reviews I havent had any issues with the app working on my I phone 6.

You know exactly how much youll pay in interest at checkout.

Ive been using Affirm for the past 9 months and up to now Ive always has to make a payment online. Thats only after I submit my number and get a verification code sent to me by text message. Fast forward to the app. The Affirm app has made it convenient for to see my all loans, due dates and balances simply by logging in through Touch ID. No more text messages or verification codes needed to make your payments. You can do it all through the app now. By thats not the best part. They also list several brand name stores that support Affirm. By clicking on the store and entering the amount you want to finance Affirm creates a virtual credit card that you can use to make the purchase after being approved. Im simply amazed that I was able to purchase a 4K TV from Best Buy all through the app. Great App!!

The new update is perfect. I placed an order online and the virtual card worked perfectly. Although I wish for a lower interest rate, the overall experience with affirm has been great.

Easy to navigate and well laid out

If I could give this company no stars I would. Just Because I changed my number for the new year. They accused me of committing fraud for trying to make a new purchase with my new phone number yet my SS was the same and so was my DOB. THEY HAVE BANDED ME FROM USING THEIR SERVICES. I was a good customer and used them More than 5 times and ALWAYS PAID ON TIME OR IN FULL. I HAVE called them to try and rectify this situation and explain to them I changed my number for the new year however they refuse to hear me out and accused me of committing fraud and have banded me from using their services. I was a loyal customer and this is definitely not good business. I suggest never using them again.

Very convenient way to buy goods. If you dont want to add more debt to your credit card or you want to build credit this is an excellent way. Pros -Lets say for the person who has bad credit, they can get a partial load which can cover most of the cost. You then pay monthly for the remaining balance and build credit. -very clean interface -Simple UI -Autopay Cons -One con I found was there was some type of glitch which did not let me use one of my checking accounts. Maybe it was a Citibank error but I found it odd. -Interest rates are a bit high for excellent credit. It starts at 10%APR. A positive way to combat this is to buy something at a low price in which youll pay a low APR.